“One day a new runner showed up for our Friday dawn run. He was a medical specialist entering the retirement phase of his career. When he found out I was a financial advisor, he said that he had little understanding or patience for finance, but over his career, he’d made sure that each month he spent a little less than he had put in his bank account. I told him that he’d taught himself the most fundamental advice a financial advisor can give: spend less than you earn.”
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The table below is an example of the sample budget provided by the TCI Foundation to the Managing Debt and Budgeting for Success workshop. Use the following link to download the full Excel version, complete with formulas: Budget form in Excel spreadsheet format
